A structural collapse is one of the most devastating events a property owner can experience. Whether it’s a full building failure or a partial collapse of a roof, wall, or floor system, the damage is severe, the repairs are costly, and the aftermath is chaotic. Insurance companies often make things worse by denying or minimizing valid claims—leaving property owners struggling to recover.
At Broussard Dove, we represent homeowners, business owners, and commercial developers whose properties have suffered collapse or major structural damage. Our attorneys have extensive experience handling complex engineering and insurance disputes, and we know how to hold insurers accountable when they refuse to pay what’s fair.
If your property has been affected by a collapse or you suspect hidden structural damage, call 985-868-4800 or contact us online for a free consultation.
Contact Our Structural Collapse Damage Attorneys
If your property has suffered a partial or total collapse, don’t let the insurance company dictate the terms of your recovery. Broussard Dove has the experience and resources to handle these complex claims and fight for every dollar you’re owed.
Call 985-868-4800 or contact us online for a free consultation. We represent property owners across the country and are ready to help you rebuild with confidence and security.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
We Handle All Types of Structural Collapse Claims
Structural failures can result from a variety of causes—storms, hidden construction defects, foundation movement, or excessive weight loads. Regardless of how it happens, your insurance company has an obligation to investigate thoroughly and pay what’s owed under your policy. We handle claims involving:
- Partial or full building collapse
- Roof, ceiling, or floor collapse from wind or water intrusion
- Wall or foundation failure due to soil shifting or erosion
- Structural compromise from hidden decay or construction defects
- Collapse caused by heavy rainfall, flooding, or nearby excavation
- Damaged load-bearing beams, trusses, or columns
- Commercial building and warehouse collapses
- Apartment, condominium, or retail property failures
- Business interruption and relocation costs after collapse
We work closely with structural engineers, building inspectors, and forensic experts to determine cause, document damage, and prove your loss value accurately and persuasively.
Why Structural Collapse Claims Are Disputed
Few types of property damage trigger as many coverage arguments as structural collapse. Insurers routinely exploit fine print, exclusions, and ambiguous policy definitions to limit their responsibility. Common tactics include:
- Redefining “Collapse”: Many insurers argue that a structure must be completely destroyed to qualify as a collapse—even when partial failure renders it unsafe.
- Blaming Maintenance or Design: Insurers frequently deny claims by alleging construction defects or “lack of upkeep.”
- Citing Long-Term Decay: Some claim the damage developed over time and is excluded as “wear and tear.”
- Delaying Engineering Reviews: Carriers often drag out investigations, giving them time to shape their position against you.
- Offering Minimal Settlements: Even when coverage is accepted, insurers undervalue repair costs, ignoring the full reconstruction expense.
At Broussard Dove, we understand these tactics and know how to overcome them. Our team uses independent experts to provide unbiased reports that support your claim and expose insurer misrepresentations.
Why Choose Broussard | Dove?
- 1Experience With Complex Property Losses-Our firm focuses exclusively on property and insurance law.
- 2Proven Success Across the Country-We’ve helped families and businesses rebuild after devastating collapses.
- 3Deep Understanding of Policy Language-We know how to interpret exclusions and prove coverage applies.
- 4No Fee Unless We Win-You owe nothing unless we recover compensation for you.
- 5Personalized Legal Support-e provide hands-on attention to every client, every step of the way.
When you choose Broussard Dove, you get a team that understands the technical and financial challenges of structural collapse claims—and how to overcome them.
What to do
If Your Property
Suffers a Collapse
Structural failures create immediate safety and financial risks. Taking the right steps early can make all the difference in protecting your claim and recovery:
01
Ensure
Safety
Evacuate and keep people away from the structure until it’s deemed safe by professionals.
02
Notify
Authorities
Contact local building officials to document the collapse and obtain inspection reports.
03
Document
the Damage
Take detailed photos and videos of all affected areas before cleanup begins.
04
Secure
the Site
Prevent further damage or unauthorized entry.
05
Gather
Records
Collect maintenance logs, repair invoices, and architectural or engineering documents.
06
Avoid
Early Settlements
Do not admit fault or speculate about the cause when speaking to insurers.
Contact Broussard Dove: Our attorneys will coordinate with engineers, manage all communications with your insurer, and protect your financial recovery from the start.
Frequently Asked Questions
Does my policy cover partial collapse?
In many cases, yes. Even partial collapse that makes a structure unsafe can trigger coverage under “sudden and accidental” provisions. Our team can review your policy to confirm how it applies.
What if my insurer blames poor construction or maintenance?
That’s one of the most common ways insurers avoid paying. We work with independent experts to identify true causes and prove your damage should be covered.
How long do I have to file a collapse claim?
Timelines vary by state and policy, but you should act quickly. Some policies require notice within a specific number of days from discovery. We can ensure deadlines are met.
How much does it cost to hire Broussard Dove?
Nothing upfront. We only get paid if we successfully recover compensation for you.