Mold & Mildew Damage Attorneys
Mold and mildew are among the most common and costly forms of secondary property damage after storms, leaks, or flooding. They can spread quickly through walls, ceilings, and HVAC systems, causing structural decay and serious health risks. Unfortunately, insurance companies often dismiss mold-related claims as “maintenance issues” or claim that the damage isn’t covered.
At Broussard Dove, we help homeowners, property managers, and businesses secure the compensation they deserve when insurers delay or deny valid mold and mildew claims. Our attorneys understand the complexities of these cases and work with environmental experts to prove both the cause and the extent of your loss.
If your property has been affected by mold or mildew, call 985-868-4800 or contact us online for a free consultation.
Contact Our Structural Collapse Damage Attorneys
If your property has suffered a partial or total collapse, don’t let the insurance company dictate the terms of your recovery. Broussard Dove has the experience and resources to handle these complex claims and fight for every dollar you’re owed.
Call 985-868-4800 or contact us online for a free consultation. We represent property owners across the country and are ready to help you rebuild with confidence and security.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
We Handle All Types of Mold & Mildew Damage Claims
Mold and mildew damage can develop from a single leak or widespread flooding. Our firm handles claims involving:
- Mold growth caused by roof or plumbing leaks
- Contamination from storm or flood-related water intrusion
- HVAC or ventilation system contamination
- Structural and drywall damage caused by moisture
- Loss of personal property and furnishings due to mold exposure
- Business interruption caused by remediation or property closure
- Disputes over coverage limits for cleanup and restoration
- Insurer negligence in timely remediation that worsens damage
Our attorneys know how to identify the true source of mold formation, connect it to a covered event, and build a case that forces the insurer to take responsibility.
Why Mold Damage Claims Are Commonly Denied
Insurance companies use fine print to avoid paying for mold-related damage. Typical excuses include:
- “Long-Term Leak” Defense: Claiming the problem developed slowly and isn’t sudden or accidental.
- Partial Coverage: Offering small “mold sublimits” that don’t come close to covering real restoration costs.
- Maintenance Blame: Alleging improper upkeep or homeowner neglect caused the issue.
- Delayed Response Accusations: Suggesting the property owner didn’t act fast enough to prevent damage.
- Testing Avoidance: Refusing to authorize environmental inspections to minimize verified loss.
At Broussard Dove, we counter these tactics with expert testing, detailed documentation, and legal pressure. We’ve seen how mold exclusions are applied unfairly—and we know how to challenge them effectively.
Why Choose Broussard | Dove?
- 1Experience With Environmental & Structural Claims-We understand both the legal and technical sides of mold litigation.
- 2Proven Results-Millions recovered for homeowners, landlords, and commercial property owners.
- 3Strategic Nationwide Support-We assist clients across multiple states facing severe mold and mildew losses.
- 4No Fee Unless We Win-You pay nothing upfront—we only collect if you recover.
- 5Dedicated Legal Team-We handle every stage of the process so you can focus on restoring your property and peace of mind.
When insurance companies try to ignore or minimize toxic mold damage, Broussard Dove steps in to demand accountability.
What to do
If You Discover
Mold or Mildew
01
Stay
Safe
Avoid prolonged exposure. Mold spores can cause respiratory irritation and allergic reactions.
02
Document
Thoroughly
Take photos and videos of all visible growth, leaks, and water stains.
03
Stop
the Source
Identify and fix leaks or moisture intrusion to prevent further spread.
04
Request
Professional Testing
Environmental testing provides vital evidence for your claim.
05
Keep
All Receipts
Save invoices from inspections, repairs, and temporary housing.
06
Don’t
Rush to Settle
Never sign a release or accept payment until your damages are fully evaluated.
Contact Broussard Dove: Our attorneys coordinate testing, expert inspections, and claims management to protect your rights.
Frequently Asked Questions
What types of damages are typically covered under my policy?
Most insurance policies cover: wind and hail, fire and smoke, water damage (not flooding), theft or vandalism, lightening or fallen trees.
What is typically excluded in my policy?
Flooding (a separate flood policy is required), earthquakes, wear and tear, and neglect.
What documents do I need to support my claim?
Pictures and videos of the damage, repair estimates, receipts for emergency services and repairs, and communications with your insurance adjuster.
What’s the difference between actual cash value (ACV) and replacement costs (RCV)?
A policy typically provides the initial payments will be made on an ACV basis; meaning the costs to replace the damaged item is paid minus depreciation. RCV pays the full cost to replace the damaged item without a deduction for depreciation.
How do I get paid RCV?
If you have an RCV policy, once you receive the ACV funds and replace the damaged item, you can seek reimbursement for the recoverable depreciation withheld once you submit proof of replacement and the costs exceed the ACV funds received.
Do I need an attorney to handle my hurricane or natural disaster property damage claim?
If your claim involves substantial losses or your insurer is delaying, denying, or underpaying your claim, you should seek legal advice. Our attorneys can help level the playing field and pursue the full compensation you deserve.
How much does it cost to hire Broussard | Dove?
We work on a contingency fee basis — meaning you don’t owe us a dime unless we recover new money on your claim. We’ll even front all of the expenses.
How long do I have to file a property damage lawsuit?
Deadlines vary by state and policy. It’s critical to speak with an attorney as soon as possible to preserve your rights.
Does insurance cover mold damage?
It depends on the cause. Mold resulting from a covered event—such as a burst pipe, storm damage, or roof leak—is typically covered. We can review your policy to identify every potential coverage path.
How do I prove my mold was caused by a covered event?
We work with environmental experts to trace the source and timeline of moisture intrusion. Their findings often contradict insurer claims that damage was long-term or unrelated.
What if the insurer delayed repairs and the mold spread?
You may have a valid bad-faith claim for the insurer’s failure to act promptly. Our attorneys handle these cases regularly.
What are my next steps?
Contact Broussard Dove immediately. Mold worsens over time, and acting quickly helps preserve evidence and your right to recovery.