Insurance companies have a legal duty to treat policyholders fairly and honor valid claims. When they intentionally delay, deny, or underpay without a legitimate reason, that’s not just wrong—it’s bad faith. These tactics can leave families and businesses struggling to recover after a disaster, even though they’ve paid premiums for years.
At Broussard Dove, we represent property owners, business operators, and policyholders across the country in insurance bad faith cases. We know how insurers operate, and we know how to prove when their behavior crosses the line from negligence to unlawful conduct.
If your insurer has mishandled your claim or acted unfairly, call 985-868-4800 or contact us online for a free consultation.
Contact Our Insurance Bad Faith Attorneys
If your insurance company has delayed, denied, or mishandled your claim, don’t face them alone. Broussard Dove has the experience and resources to take on powerful insurers and fight for the compensation you deserve.
Call 985-868-4800 or contact us online for a free consultation. We help policyholders across the country hold insurance companies accountable when they act in bad faith.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
What Is Insurance Bad Faith?
“Bad faith” occurs when an insurance company fails to uphold its contractual and legal obligations to the policyholder. This can happen through outright denial, unreasonable delays, or deceptive claim practices. Common examples include:
- Denying a valid claim without a proper investigation
- Unjustified delays in processing or paying claims
- Offering unreasonably low settlements to pressure acceptance
- Failing to communicate important information about coverage
- Ignoring or misrepresenting policy terms
- Withholding payment for covered losses without explanation
- Retaliating against policyholders who seek legal help
Bad faith isn’t limited to one type of insurance claim—it can occur in hurricane, fire, flood, or business interruption cases. Whenever an insurer places profits over people, Broussard Dove steps in to make things right.
How We Prove Insurance Bad Faith
These cases require careful documentation and a strategic approach. Our attorneys collect and analyze all communication between you and the insurer, comparing their actions against industry standards and state laws.
To prove bad faith, we demonstrate that:
- You had a valid, covered claim under your policy.
- The insurer delayed, denied, or underpaid your claim without a reasonable basis.
- Their actions violated the implied duty of good faith and fair dealing owed to every policyholder.
We partner with independent adjusters, engineers, and industry experts to identify errors, omissions, and patterns of misconduct. Once established, insurers can be held liable for damages that go beyond the original claim value, including punitive damages designed to deter future misconduct.
Why Choose Broussard | Dove?
- 1Focused on Insurance Law-We specialize in property damage and bad faith litigation, not general practice.
- 2National Reach, Local Care-Our attorneys handle cases across the U.S. while maintaining close, one-on-one communication with each client.
- 3Proven Record of Success-Millions recovered for individuals and businesses mistreated by insurers.
- 4Contingency-Fee Representation-You pay nothing unless we win your case.
- 5Dedicated Legal Team-We stay involved from the first call to final resolution, ensuring you’re never left in the dark.
Insurance companies count on people giving up. At Broussard Dove, we make sure that doesn’t happen.
What to do
If You
Suspect Bad Faith
01
Document
Everything
Save every letter, email, and voicemail from your insurer.
02
Track
Timelines
Note when your claim was submitted and how long each response took.
03
Request
Written Explanations
Insist that all decisions and denials are documented in writing.
04
Avoid
Recorded Statements
Don’t provide one without consulting an attorney first.
05
Consult
Broussard Dove
We can review your claim, identify evidence of bad faith, and advise on the best legal strategy for recovery.
Frequently Asked Questions
How do I know if my insurer acted in bad faith?
If your claim was denied without explanation, delayed for an unreasonable time, or met with shifting reasons for non-payment, those are red flags. We can evaluate your situation and determine if bad faith applies.
Can I recover more than my original claim amount?
Yes. In bad faith cases, you may be entitled to compensation beyond the policy limit, including additional damages for emotional distress or punitive damages.
How long do I have to file a bad faith claim?
Deadlines vary by state. Contact us as soon as possible to preserve your rights.
How much does it cost to hire Broussard Dove?
Nothing upfront. We work on a contingency-fee basis—if we don’t win, you don’t pay.