When a storm, fire, or other disaster forces your business to close its doors, the financial impact can be immediate and overwhelming. Rent, payroll, utilities, and other operating expenses continue even when revenue stops. Business interruption insurance is designed to protect you during these times—but insurance companies often look for ways to avoid paying what’s owed.
At Broussard Dove, we represent business owners across the country whose interruption claims have been delayed, denied, or undervalued. We understand how critical these funds are to restoring your operations and securing your livelihood. Our attorneys have successfully recovered millions in compensation for companies that refused to settle for less than full recovery.
If your insurer isn’t honoring your business interruption claim, call 985-868-4800 or contact us online for a free consultation.
Contact Our Business Interruption Claims Attorneys
If your business has been forced to close after a disaster or major loss, don’t let the insurance company decide your future. Broussard Dove has the experience and resources to fight for full and fair compensation so you can rebuild, reopen, and recover.
Call 985-868-4800 or contact us online for a free consultation. We represent business owners nationwide who deserve to be made whole after disaster strikes.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
We Handle Business Interruption Claims for All Types of Losses
Every business interruption claim is unique. We work with companies of all sizes—from small local operations to large commercial properties—helping them recover losses caused by:
- Hurricanes, tornadoes, and severe storms
- Fire, smoke, or lightning damage
- Flooding or water damage where covered
- Structural collapse or unsafe building conditions
- Mold or contamination requiring property closure
- Utility interruptions or access restrictions
- Delays in reconstruction or repairs due to insurer disputes
Our attorneys analyze every detail of your policy to determine what losses are covered and fight to ensure you receive the compensation your business truly deserves.
Why Business Interruption Claims Are Often Disputed
Insurance carriers frequently challenge business interruption claims because they involve complex calculations and large financial exposure. Common tactics include:
- Narrowing Coverage: Arguing that certain causes, such as flooding or government-ordered closures, aren’t covered events.
- Disputing Lost Revenue: Claiming projected income figures are inflated or speculative.
- Delaying Documentation Requests: Repeatedly asking for unnecessary financial records to stall payment.
- Limiting the “Period of Restoration”: Stopping payments before repairs or rebuilds are realistically complete.
- Blaming Business Conditions: Suggesting pre-existing financial decline rather than the covered event caused the loss.
At Broussard Dove, we understand how these claims are structured and how insurers manipulate policy language to minimize payouts. Our attorneys partner with accountants, forensic analysts, and business valuation experts to present clear, evidence-based claims that stand up to scrutiny.
Why Choose Broussard | Dove?
- 1Experience Across Industries-From hospitality and retail to manufacturing and real estate, we understand the financial realities behind every business.
- 2Proven Record of Results-Millions recovered for policyholders nationwide.
- 3Policy Expertise-We know how to interpret exclusions, sublimits, and endorsements that insurers rely on to limit recovery.
- 4No Fee Unless We Win-You pay nothing unless we secure compensation for your business.
- 5Responsive Legal Team-We prioritize communication and transparency so you always know where your claim stands.
With Broussard Dove, you gain a legal team that understands both the business and insurance sides of your claim—and fights to restore your financial stability as quickly as possible.
What to do
When Your
Business Is Interrupted
If your operations have been shut down due to disaster damage or insurer delays, taking swift action can make the difference between recovery and long-term loss.
01
Document
Everything
Keep detailed records of lost income, expenses, and canceled contracts.
02
Preserve
Financial Data
Maintain sales reports, payroll records, and tax filings to support your claim.
03
Track
Communication
Save every email and letter from your insurer, especially any that delay payment.
04
Continue
Mitigation Efforts
Do what’s necessary to minimize losses and show good faith compliance with your policy.
05
Consult
Broussard Dove
We can assess your claim, review your coverage, and step in immediately to manage the process on your behalf.
Frequently Asked Questions
What does business interruption insurance cover?
It typically covers lost profits, ongoing expenses, and certain extra costs (like renting temporary space) when your business must close due to a covered property loss.
How long will my policy pay for business interruption?
Most policies cover the “period of restoration,” which lasts until the property can reasonably resume operations. Insurers often try to cut this short, but we fight to extend coverage through full recovery.
What if my insurer says the closure wasn’t caused by physical damage?
That’s a common denial strategy. We can review your policy to determine whether your interruption qualifies under direct physical loss, contamination, or access restriction provisions.
How much does it cost to hire Broussard Dove?
There are no upfront fees. We work on a contingency basis, meaning we only get paid when you do.