Tornado Damage Attorneys
Tornadoes can strike without warning—leaving homes flattened, businesses destroyed, and communities reeling. In the aftermath, the challenges only multiply when insurance companies delay or deny the support they promised.
At Broussard Dove, we represent property owners nationwide whose homes, businesses, and commercial investments have been severely damaged or destroyed by tornadoes. Our attorneys understand the massive physical and financial toll these disasters take—and we know how insurers use fine print and pressure tactics to minimize what they pay.
If you’ve suffered tornado damage, don’t face the insurance company alone. Our team fights across the country to recover every dollar our clients deserve.
Call 985-868-4800 or contact us online for a free consultation.
Contact Our Tornado Damage Attorneys Today
When a tornado destroys your home or business, rebuilding begins with holding your insurer accountable. Don’t accept less than what your policy promises.
Broussard Dove stands with property owners who have been mistreated by their insurance companies. We fight for full and fair compensation—so you can focus on recovery, not red tape.
Call 985-868-4800 or contact us online for a free consultation.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
We Help Clients With Tornado Property Damage
Tornado destruction can affect far more than a building’s exterior. The structural integrity, electrical systems, and interiors often sustain hidden damage that insurance adjusters overlook—or intentionally downplay.
Broussard Dove handles every aspect of tornado-related property loss, including:
- Total structural destruction of homes and commercial buildings
- Roof, siding, and window failure caused by extreme winds
- Water intrusion and flooding from roof punctures or ruptured lines
- Business interruption and lost-income claims
- Coverage disputes involving debris cleanup and code upgrades
- Damage to personal property, equipment, or inventory
- Unfair denial or underpayment of valid claims
- Bad faith handling or delayed investigations by insurers
Our attorneys work with independent engineers, adjusters, and construction experts to assess the true extent of your loss—ensuring no detail is missed and no insurer undervalues your claim.
Why Tornado Damage Claims Are Often Undervalued
Insurance companies often treat tornado claims as routine wind damage cases when, in reality, the losses are far more complex. Common tactics include:
- Minimizing Structural Damage: Insurers may argue that your property is repairable when total reconstruction is required.
- Excluding Hidden Losses: Tornadoes can cause unseen foundation cracks, water infiltration, and long-term mold issues—often dismissed as “minor.”
- Delaying Adjustments: Companies frequently delay claim responses, hoping property owners become desperate or run out of resources.
- Lowball Settlements: Initial offers rarely cover full rebuilding or business-restoration costs.
- Policy Exclusions and Confusion: Many insurers hide behind vague language about “acts of God” or windstorm deductibles to reduce payouts.
At Broussard Dove, we know every tactic in the insurance playbook. Our attorneys push back with evidence, independent evaluations, and aggressive negotiation—taking cases to court when necessary to secure fair compensation.Why Choose Broussard Dove
Why Choose Broussard | Dove?
- 1Representation-We handle tornado and natural disaster claims across the U.S.
- 2Decades of Combined Experience-Our attorneys have a deep understanding of property insurance law and policy interpretation.
- 3Proven Success-Millions recovered for property owners who refused to accept low settlements.
- 4no fee unless we win-You owe nothing unless we recover compensation for you.
- 5Personal Service-You’ll work directly with our attorneys—not call centers or intermediaries.
When you hire Broussard Dove, you’re not just getting legal counsel—you’re gaining a partner who understands the devastation of natural disasters and how to rebuild after them.
What to do
After a Tornado
Damages Your Property
The aftermath of a tornado is chaotic, but your actions in the first few days can significantly affect your claim.
01
Prioritize
Safety
Ensure everyone is accounted for and avoid unsafe structures until inspected.
02
Document
Everything
Photograph and record every aspect of the damage from multiple angles.
03
Prevent
Further Loss
Cover broken windows, secure openings, and protect undamaged property.
04
Keep
All Records
Save receipts for temporary housing, repairs, and debris removal.
05
Report
the Damage
Notify your insurer promptly—but don’t accept their estimate without independent review.
06
Consult a Tornado
Damage Attorney
Contact Broussard Dove before signing or agreeing to any settlement.
Our attorneys guide clients through every step, ensuring evidence is preserved, claim deadlines are met, and the insurer is held accountable from day one.
Frequently Asked Questions
What types of damages are typically covered under my policy?
Most insurance policies cover: wind and hail, fire and smoke, water damage (not flooding), theft or vandalism, lightening or fallen trees.
What is typically excluded in my policy?
Flooding (a separate flood policy is required), earthquakes, wear and tear, and neglect.
What documents do I need to support my claim?
Pictures and videos of the damage, repair estimates, receipts for emergency services and repairs, and communications with your insurance adjuster.
What’s the difference between actual cash value (ACV) and replacement costs (RCV)?
A policy typically provides the initial payments will be made on an ACV basis; meaning the costs to replace the damaged item is paid minus depreciation. RCV pays the full cost to replace the damaged item without a deduction for depreciation.
How do I get paid RCV?
If you have an RCV policy, once you receive the ACV funds and replace the damaged item, you can seek reimbursement for the recoverable depreciation withheld once you submit proof of replacement and the costs exceed the ACV funds received.
Do I need an attorney to handle my hurricane or natural disaster property damage claim?
If your claim involves substantial losses or your insurer is delaying, denying, or underpaying your claim, you should seek legal advice. Our attorneys can help level the playing field and pursue the full compensation you deserve.
How much does it cost to hire Broussard | Dove?
We work on a contingency fee basis — meaning you don’t owe us a dime unless we recover new money on your claim. We’ll even front all of the expenses.
How long do I have to file a property damage lawsuit?
Deadlines vary by state and policy. It’s critical to speak with an attorney as soon as possible to preserve your rights.
Why should I hire an attorney for a tornado damage claim?
Tornado claims often involve extensive property loss, coverage disputes, and insurer resistance. Having an attorney ensures that your claim is properly documented, valued, and aggressively negotiated for maximum recovery.
Does Broussard Dove represent clients outside Louisiana?
Yes. Our firm represents property owners across the country. Tornadoes affect states across the Midwest, South, and Plains regions—and we handle claims in all affected areas.
How much does it cost to hire Broussard Dove?
There are no upfront costs. We operate on a contingency fee basis, meaning we only get paid if we win your case.
What if my insurer says tornado damage isn’t covered?
Many policies contain misleading or incomplete exclusions. Our attorneys can review your policy, interpret its terms, and challenge any wrongful denial.