Wind & Roof Damage Attorneys
Windstorms and severe weather can cause catastrophic roof and structural damage in seconds. High winds can rip shingles, lift entire roof sections, and leave your property exposed to rain, debris, and long-term deterioration. When you file a claim, your insurance company should step in to make you whole—but far too often, they do the opposite.
At Broussard Dove, we represent homeowners, business owners, and commercial property managers across the country whose wind and roof damage claims have been underpaid, delayed, or denied. We understand how insurers minimize wind-related claims, and we know how to build the evidence needed to prove the full extent of your loss.
If your roof was damaged during a storm and your insurance company isn’t treating you fairly, call 985-868-4800 or contact us online for a free consultation.
Contact Our Wind & Roof Damage Attorneys Today
If high winds have damaged your roof or property, don’t settle for the insurer’s first offer. Broussard Dove has the experience, resources, and nationwide reach to challenge their decision and maximize your recovery.
Call 985-868-4800 or contact us online for a free consultation. We’re ready to help you rebuild with confidence and peace of mind.
WE HELP CLIENTS
NATIONWIDE
Our team understands the complex insurance policies that govern disaster claims. We know how insurers operate — and we know how to hold them accountable.
We Handle All Types of Wind and Roof Damage Claims
Insurance companies often classify wind damage as minor—even when entire roofing systems must be replaced. Our firm helps clients recover for every aspect of wind-related property loss, including:
- Roof, shingle, and flashing damage from high winds
- Torn or punctured membranes on flat or metal roofs
- Structural damage from uplift pressure and debris impact
- Water intrusion through roof seams or vents
- Interior ceiling and insulation damage
- Collapsed or partially collapsed roofing systems
- Damage to siding, gutters, and exterior fixtures
- Business interruption caused by roof failure or unsafe premises
Whether your loss involves a single-family home, commercial complex, or large-scale industrial property, Broussard Dove has the experience and resources to fight for your full recovery.
Why Wind and Roof Claims Are Frequently Underpaid
Wind-related claims are some of the most disputed in property insurance. Carriers often send engineers or adjusters who minimize the extent of damage or claim that your roof was defective before the storm. Common tactics include:
- “Wear and Tear” Excuses: Insurers claim the roof was already old or deteriorated, avoiding full replacement costs.
- Partial Repair Offers: Many offer to patch sections rather than replace the entire roof—even when the damage is widespread.
- Improper Causation Arguments: Some claim the damage came from poor maintenance or installation instead of wind uplift.
- Delay and Depreciation: Insurers withhold recoverable depreciation or stall payments for months.
- Ignoring Secondary Damage: Moisture, mold, and interior water damage are often excluded as “unrelated.”
At Broussard Dove, we bring in independent roofing experts, engineers, and construction specialists to document and validate every aspect of your damage. We challenge biased insurance reports and push back against lowball offers until our clients receive what they’re truly owed.
Why Choose Broussard | Dove?
- 1Experience With Complex Property Claims-Our attorneys focus exclusively on property damage and insurance disputes.
- 2Proven Track Record-We’ve secured millions in recoveries for property owners nationwide.
- 3Policy Insight-We know how to interpret fine-print exclusions and challenge insurer misclassifications.
- 4Contingency-Fee Representation-You owe nothing unless we win your case.
- 5Dedicated Legal Team-We treat every client as a priority, providing hands-on support from start to finish.
When insurers drag their feet or undervalue your damage, Broussard Dove steps in to make sure your rights—and your roof—are fully restored.
What to do
After a Wind or
Roof Damage Event
Acting quickly after a storm can make the difference between a full payout and a denied claim. Follow these steps to strengthen your case:
01
Inspect
Safely
Once it’s safe, assess the damage from the ground. Avoid climbing on unstable roofs.
02
Document
the Loss
Take photos and videos of missing shingles, debris, and any visible leaks.
03
Prevent
Further Damage
Cover holes or exposed areas with tarps or plywood to stop water intrusion.
04
Save
Every Receipt
Keep invoices for temporary repairs, lodging, or cleanup.
05
Report the
Damage Promptly
Notify your insurer but avoid signing or agreeing to anything until you speak with an attorney.
06
Contact
Broussard Dove
We can step in immediately to coordinate inspections, manage communication with your insurer, and secure fair compensation.
Frequently Asked Questions
What types of damages are typically covered under my policy?
Most insurance policies cover: wind and hail, fire and smoke, water damage (not flooding), theft or vandalism, lightening or fallen trees.
What is typically excluded in my policy?
Flooding (a separate flood policy is required), earthquakes, wear and tear, and neglect.
What documents do I need to support my claim?
Pictures and videos of the damage, repair estimates, receipts for emergency services and repairs, and communications with your insurance adjuster.
What’s the difference between actual cash value (ACV) and replacement costs (RCV)?
A policy typically provides the initial payments will be made on an ACV basis; meaning the costs to replace the damaged item is paid minus depreciation. RCV pays the full cost to replace the damaged item without a deduction for depreciation.
How do I get paid RCV?
If you have an RCV policy, once you receive the ACV funds and replace the damaged item, you can seek reimbursement for the recoverable depreciation withheld once you submit proof of replacement and the costs exceed the ACV funds received.
Do I need an attorney to handle my hurricane or natural disaster property damage claim?
If your claim involves substantial losses or your insurer is delaying, denying, or underpaying your claim, you should seek legal advice. Our attorneys can help level the playing field and pursue the full compensation you deserve.
How much does it cost to hire Broussard | Dove?
We work on a contingency fee basis — meaning you don’t owe us a dime unless we recover new money on your claim. We’ll even front all of the expenses.
How long do I have to file a property damage lawsuit?
Deadlines vary by state and policy. It’s critical to speak with an attorney as soon as possible to preserve your rights.
Does insurance cover a full roof replacement?
If the damage affects a large portion of the roof or compromises its structural integrity, you’re likely entitled to a full replacement. Insurers often push for partial repairs, but we fight to ensure complete restoration.
My insurer said the roof was too old to cover. Can they deny my claim?
Age doesn’t eliminate coverage. If the roof was damaged by wind, your insurer is still responsible under most policies. We can review your policy language and challenge improper denials.
How long does it take to resolve a roof damage claim?
Timelines vary, but cases with legal representation move faster. We manage documentation and negotiation so you can focus on repairs.
How much does it cost to hire Broussard Dove?
There are no upfront costs. We only get paid if we recover money for you.